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Bad credit loans · Speak to your bank or building society. If you've got a good relationship and history with your bank speak to them first, they might be able. If you have had issues with your credit history or a have a bad credit score, then you will need to speak to a loans broker or look for a non-mainstream lender. Whether your credit score is excellent or not, you get a loan in the same way: by applying to a lender. Once you make an application, they will assess your.

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Bad credit loans can help people with a poor credit history to borrow money. Instead of basing the eligibility for a loan primarily on a credit check, lenders. If you have a low credit score, pledging a collateral can help you get a good deal on loans. Providing a collateral lowers the risk associated with lending to. How to get a Personal Loan when you have a bad CIBIL score · Prove that your income can support EMI payments · Ask for a lower personal loan amount · Apply with a.

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Credit unions; Family or friends; Find a co-signer; Borrow from the equity in your home; Peer-to-Peer Loans; Online Loans; Secured. What can I use a bad credit loan for? · Buying furniture or electrical goods · Paying outstanding fines or defaults on your credit report · Car repairs and motor. You're more than your credit score—we consider factors such as your education⁴ and employment to help you Can I get a loan with bad credit or no credit?