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USCCU offers: Loans for any purpose; Flexible loan amounts. Low rates; Credit to give you peace of mind. Apply. These SBA-backed loans make it easier for small businesses to get the funding they need. Even those with bad credit may qualify for startup funding. Do you have a low credit score but need a personal loan? We reviewed the best personal loans for bad credit based on interest rates, fees, terms, and more.

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Types of loan for bad credit · Home icon. Secured loans. These are probably the most common option, as the lender offsets the increased risk through collateral. Ask family members and others for help. Check local nonprofits for special purpose loans or peer-to-peer lenders such as Prosper. Seeking help from small banks. Best Egg · Unsecured personal loans for fair credit · % - % ; Figure · Unsecured personal loans for refinancing · % - % ; Old National Bank.

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A convenient way of securing a personal loan (if you have a bad credit score or no prior credit record), is getting a co-signer who has an excellent credit. Banks, credit unions and online lenders all offer personal loans — and it's common to find good rates for $15, But the wide variety of lenders means you. If you have bad credit and are willing to use your house as collateral, you can consider getting a home equity loan. This is a type of personal loan that uses.